Free 10-Point Mold Diagnosis! Only Takes a Minute!
Call Us to Start Protecting Your Home Today!


(410) 935-0874

Certified Mold Remediator - CMR # 14450
Certified Residential Mold Inspector - CRMI # 14494
Certified Commercial Mold Inspector - CCMI # 17938
Licensed Home Improvement Contractor - MHIC # 129958

Mold Remediation and Insurance Claims

When you spot mold in your home or you have water damage that may result in mold, you will not want to wait to seek professional mold remediation services in Baltimore. Mold can spread through your home quickly, and it can be found just about anywhere that moisture is present. Because of the extensive damage that mold can cause and the health risks associated with mold, you will never want to attempt mold remediation as a DIY task. Instead, you should call The Mold Dr. to provide professional in-home service that may be covered by your homeowner’s insurance.

When Does Insurance Cover Mold Remediation?

Not all mold remediation projects will be covered by insurance. Only mold damage that is caused by sudden, unavoidable situations will generally be covered. These situations are discussed in further detail below.

  • Floods – Homeowner’s insurance itself does not cover mold damage caused by flooding, but a flood insurance policy can give you the coverage you need. Typically flood insurance costs about $600 per year, while one inch of flood water can cause about $7,000 in damage without insurance.
  • Unavoidable property damage – Any water damage that occurs suddenly and without warning tends to be covered by standard homeowner’s policies. These types of damage may include burst pipes, roof leaks, or sump pump failure. Problems that may have been avoided with proper home maintenance, however, will generally not be covered.

How Do I Know If My Home Is Covered?

The easiest way to be sure that your mold remediation will be covered is by calling your insurance agent for policy information. It is important to know whether or not you are covered before filing a claim so that you do not face unexpected costs if the claim is later rejected by your insurance carrier.

What Steps Can I Take to Prevent Mold Damage?

To steer clear of mold damage that will not be covered by your insurance, you should invest in home maintenance with regular repairs and inspection of your plumbing, HVAC, sewer, and irrigation systems. You might also call a mold remediation professional for regular mold inspections to minimize damage when mold is present in hidden areas like the attic or basement.

If you have a mold problem of any size at your Baltimore home, be sure to call The Mold Dr. right away. You can reach us at (410) 935-0874 anytime, 24/7 to get the in-home service you need to handle water damage and mold.

The Mold Dr. - Mold Remediation and Construction Services, Inc.
Mold Remediation in Baltimore
Located at P.O. Box 34338, Balitmore, MD 21221.
Phone: (410) 935-0874.
Website: http://www.themolddr.com.

Free 10-Point Mold Diagnosis! Only Takes a Minute!
Call Us to Start Protecting Your Home Today!


(410) 935-0874

Certified Mold Remediator - CMR # 14450
Certified Residential Mold Inspector - CRMI # 14494
Certified Commercial Mold Inspector - CCMI # 17938
Licensed Home Improvement Contractor - MHIC # 129958

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