Filing a Water Damage Insurance Claim in Baltimore
Water damage can not only be a big nuisance, but it can also be a costly
problem that could pose serious risks to your health and safety if not
addressed right away. Therefore, it is beneficial to stay prepared and
know what type of insurance coverage you have for water damage so that
you are ready to file a water damage insurance claim in Baltimore at any
time. When facing any type of water damage, time is crucial, because water
can cause significant damage within just hours of a flood or leak. After
a few days, there may be mold and bacterial contamination that will only
further complicate the restoration process. With the Mold Dr. on your
side, you can rest assured that water damage restoration is only a phone
call away 24/7, and we will work with your insurance provider to be sure
that you get the service you need exactly when you need it.
Are You Covered?
Water damage at home may take place due to internal or external water sources.
The source of the water will influence which policy will cover your water
damage insurance claims in Baltimore. It is important to note that most
homeowner’s insurance policies do not contain flood coverage, so
you will likely need two separate policies to keep you fully protected
from water damage.
Homeowner’s insurance – In the event of a burst pipe, roof leak, or other structural issues that
have led to flooding, your homeowner’s policy will generally provide
coverage for water damage and subsequent issues such as mold.
Flood insurance – When flooding is caused by natural disasters, rain, or other outside sources,
flood insurance becomes necessary. In some cases, both your homeowner’s
and flood policies may take effect.
What Steps Should You Take?
It is a good idea to periodically review your insurance policy so that
you know what might be covered when a disaster arises. Once you do need
to make a water damage insurance claim, you’ll want to call The
Mold Dr. right away and make a call to your insurance agent. We can begin
repairs immediately as you review your policy and make any necessary lodging
How Can You Finance Repairs Not Covered by Insurance?
If you do not have insurance or your policy will not cover the cost of
repairs, The Mold Dr. offers payment plans with 0% financing to help you
get your house back without extra financial stress. To contact us for
our mold remediation and construction services, visit our website or call
us at 410-935-0874.